List Of Best Credit Card Processing Companies

  • Helcim - Overall Best Credit Card Processing Company

  • Surge - Premium Services For Merchant Account

  • First Access Card - Best For Mobile Payments

  • OpenSky - Best For High Risk Merchants

  • National Processing - Best For Small Businesses

#1. Helcim – Overall Best Credit Card Processing Company

  • in-person  online keyed over the phone

  • Visa  MasterCard American Express  Discover  Google Pay  and Apple Pay

  • Low fees Larger volume = better fees Fees transparency No contract needed Work with all payment methods Many additional solutions Level 1 PCI-DSS

  • Great reviews One account access for all services Great media presence

  • No monthly service

#2. Surge - Premium Services For Merchant Account

  • Low rates BBB (Better Business Review) rating of A+ Five stars reviews on Trustpilot MasterCard

  • Great customer services No upfront payment

  • Requires a background credit check

#3. First Access Card – Best For Mobile Payments 

  • Visa credit card Easy to apply No need for a perfect score

  • Can access credit with no history Safe website Straightforward registration

  • Not the best interest rate

#4. OpenSky – Best For High Risk Merchants

  • Build up your credit score Initial payment is refundable

  • Initial credit can be quite large Safe and secure Lowest annual rates

  • Initial payment can be pretty steep

#5. National Processing – Best For Small Businesses 

  • Quickbooks WooCommerce BigCommerce Ecwid Shopify And more!

  • Fraud prevention API integration eCommerce gateways Virtual terminals And more!

  • Some of the lowest fees Plans tailored for specific industries Free hardware option Best review score Discounts over their Business Alliance Partners

  • Great support Offer monthly fee payment option Many solutions and integrations

  • No transaction fee only option.

How We Made This List

  • Lots of integrations A more reliable service Extra solutions Trustworthy policies

Integrated

Reliable

Range Of Solutions

Trustworthy

Build Your Credit

  • Budget Reputation Safety

Beginner’s Buying Guide 

Credit Card Processing Services Guide

  • Positive reviews from previous users. High-level PCI-DSS compliance. Recommendations from reputable sources

  • Specific hardware, such as POS systems Inventory and user handling Anti-scam protection and firewall Loyalty programs Payroll services E-Commerce web design Appointment and scheduling software And many more

Credit Card Services

  • What Are Credit Card Processors?

  • How Does It Work?

  • What Is the Necessary Equipment?

  • How Much Does It Cost to Hire Credit Card Processing Services?

  • Monthly fees from $0 to $599 monthly. Flat-rate fees from $0.05 to $0.30 for each transaction. Transaction fees in percentages from 0% to 3% for every payment.

  • What Is PCI Compliance?

  • Is Bankruptcy A Deal-Breaker for You to Get a Credit Card?

  • Can I Do a Balance Transfer While I Have Bad Credit?

  • Can I Get a Guarantee I Will Get Credit Card Approval with Bad Credit?

  • Can I Get Blacklisted from A Credit Card Company?

Conclusion